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Level 2
February 3, 2025

MFS to MFJ

  • February 3, 2025
  • 2 replies
  • 15 views

I have a client - couple filed MFJ in 2023.  Husband was listed as taxpayer.  For 2024 the wife decides to file a MFS return through Turbo Tax. She has already received her refund.  (She just wanted to get her refund early.  No other reason for filing separately) Husband gives me his W-2 (All they have are 2 W-2s and standard deduction).  His income is over $250K.  Hers is under $16K.  By filing his return as MFS, he owes over $23K.  If we file MFJ, he owes under $7K, saving them $16K.  So - how do I do this?  I thought maybe I could file a superseded return as MFJ, but the software says I cannot efile a superseded return when the original return was not successfully efiled.  I don't want to file MFS for the husband and have him pay in all that tax, just to amend and get it back.  They live in Florida, so there is no State tax to worry about.  Can I file an amended return for her showing all zeros and have her pay back her refund and then show both on an original MFJ return? Any thoughts or suggestions?

    2 replies

    BobKamman
    Level 15
    February 3, 2025

    Paper return.  They owe tax anyway, right, so what's the rush?  Or maybe amend hers by adding him. See 1040-X instructions.  

    eccAuthor
    Level 2
    February 3, 2025

    Can I make her the taxpayer and him the spouse if they filed the opposite way in 2023?

    Level 15
    February 3, 2025

    @ecc wrote:

    Can I make her the taxpayer and him the spouse if they filed the opposite way in 2023?


    Sure.

    Some people have an occasional glitch that confuses the IRS when that is done, but in most cases it shouldn't be a problem.

    Level 15
    February 3, 2025

    @ecc wrote:

    For 2024 the wife decides to file a MFS return through Turbo Tax.

     but the software says I cannot efile a superseded return when the original return was not successfully efiled. 


     

    Unless the wife filed her tax return on paper, it sounds like the original return WAS successfully e-filed.

    eccAuthor
    Level 2
    February 3, 2025

    The wife e-filed successfully through Turbo Tax.  I was using the husband as that taxpayer with wife as spouse to try to file a superseded return, but I have not filed an original return for him.