Level 3

married filing separate and the marketplace insurance policy

Forum|Forum|1 year ago
March 11, 2025
4 replies
12 views

I have a taxpayer couple that he is on medicare and she has a marketplace plan. Both their incomes cause a large tax bill due to the marketplace plan. Since the marketplace plan is for her, can I do married filing separate for them giving her the marketplace plan, or is that not allowed?

Thanks

sjrcpa

Level 15

Married couples may always choose to fie MFS.

The more I know the more I don’t know.

T

TA3Author

Level 3

I get that they can file separately. Just wanted to make sure that there was nothing odd about the 1095A insurance that would allow it to somehow circumvent that and be taxable to both taxpayer and spouse and put me right back where I was.

T

TA3Author

Level 3

Thanks. I get that they can file separately. Just wanted to make sure that there was nothing odd about the 1095A insurance that would allow it to somehow circumvent that and be taxable to both taxpayer and spouse and put me right back where I was.

rbynaker

Level 13

Be aware that filing separately may increase his Medicare premiums next year. So they may be paying less to Uncle Sam now only to pay more to Aunt IRMAA later.