How to you handle a 1095A that is in the couples' name and they divorce?

Forum|Forum|3 months ago
March 31, 2026
2 replies
10 views

I have a couple that divorced that have a 1095A. The husband is the recipient, but is not covered in the plan, because he is covered under VA Disability. Does he have to report 1/2 of the information and the wife report the other half. The wife is the one covered in the plan. Please note they are legally divorced as of 12/31/2025.

ProSeries Professional

T

TaxGuyBill

Level 15

If nobody on his tax return is "covered" the the 1095-A, it is not entered on his tax return.

I

IntuitVanessa A

Level 3

No, he does not have to allocate half of columns A,B and C to himself. Under the shared allocation rules, his wife can claim 100% and he can claim 0% since he was not a covered individual on the policy. It is always best to include the form 8962 when it is issued in your name as the IRS is expecting it, even with 0% allocation, in order to avoid a rejection when you file or later receiving a letter stating that the form is missing.

Individual you enrolled who is not included in a tax family. If you indicated to the Marketplace at enrollment that you would claim an individual in your tax family for the year of coverage but the individual is not included in any tax family for the year of coverage, you must report any APTC paid for that individual’s coverage. Follow the rules under Column (f), earlier, to report this APTC

Skylane

Intuit Community Champion

Agree with @IntuitVanessa A you’ll avoid a likely rejection if you enter the 1095A EXACTLY as presented. If the covered person(s) are not contemplated on the return there will be no allocation. There will be no affect on the policyholder who is not covered.

If at first you don’t succeed…..find a workaround

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