1095A - Covered Individual is a Parent

Forum|Forum|3 years ago
May 10, 2023
1 reply
15 views

Not familiar with this so hoping for some education.

Married couple are covered by employer insurance. Mother in law has no insurance so daughter signed up her mom in a market place insurance.

Mother in law has no income. Can she file a separate tax return so married couple do not have to be hit with the impact of PTC?

appreciate your guidance.

ProSeries Professional

This topic has been closed for replies.

Just-Lisa-Now-

Intuit Community Champion

If MIL has a 1095A in her SSN, she'll need to file a return, you can allocate 100% to the MIL...is the policy in daughters name? Does MIL have any income?

♪♫•*¨*•.¸¸♥Lisa♥¸¸.•*¨*•♫♪

S

sharpcougarAuthor

Level 4

The recipients on 1095 were the married couple (but they already had insurance through their employer). Covered individual on 1095 was the mother in law.

MIL did not receive a 1095A.

T

TaxGuyBill

Level 15

@sharpcougar wrote:

The recipients on 1095 were the married couple

MIL did not receive a 1095A.

It sounds like the mom is a dependent of the couple. Is that right? The rest of my comment assumes that the couple is eligible to claim mom as a dependent.

If the couple claims the in-law as a dependent, it goes on the couple's return.

If the couple chooses not claim her as a dependent (so nobody 'claims' her) , the 1095-A goes on on the tax return which had intended to claim her. The fact the couple CAN claim her, the couple signed her up for insurance, and the couple set it up so the 1095-A is in their name STRONGLY indicates the intention was to claim the mom. So it goes on the couple's tax return.

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