Inherited Roth 1099R distribution marked distribution code T

Forum|Forum|2 months ago
April 4, 2026
1 reply
7 views

I need assistance with a 1099R distribution code T. Neither box 10 allocable to IRR within 5 years or box 11 1st year of designation Roth contribution noted. I put negative 1 in taxable amount as distribution made due to death to stop taxability. What is happening is it is reducing taxpayers basis on 8606. Since it was a Roth IRA with $6938 he withdrew from the death of his Mom in November how do I get it to not reduce his contribution balance on 8606. Any thoughts on how to get it from posting to 8606?

ProConnect Tax

Best answer by qbteachmt

T means there is no confirmation that the 5 year rule was met.

As long as it's only basis, the 5 year rule isn't applicable anyway. That's a rule for distribution of earnings.

Yes, it reduces basis in that account.

qbteachmtAnswer

Level 15

T means there is no confirmation that the 5 year rule was met.

As long as it's only basis, the 5 year rule isn't applicable anyway. That's a rule for distribution of earnings.

Yes, it reduces basis in that account.

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D

DAPAuthor

Level 3

Good Morning

The Roth IRA was inherited November from my clients Mom .Schwab distributed 50% to each heir. My issue is the box is only marked with a T and not a 4 yet it clearly states it is for a beneficiary as it is stated in the recipient as Roth bene of Debra. The 8606 is only for my clients contributions and his basis should not be affected . I am trying to get the distribution of his Moms Roth IRA from carrying to his 8606. I just don't know how to override the 8606 in the software.

D

DAPAuthor

Level 3

I was able to figure it out Thank you

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