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Level 2
March 27, 2025
Question

Distributions from a partnership to partner's HSA?

  • March 27, 2025
  • 1 reply
  • 6 views

Anyone know how to actually report this?

In:  https://www.irs.gov/pub/irs-drop/n-05-08.pdf

I am seeing these do not count as deductible expenses of the partnership (i.e., they are distributions, as opposed to an employer's payment to an employee's HSA), BUT they are NOT included as partner's net earnings . .  .and therefore escape the S.E. 

"The contributions are reported as distributions of money on Schedule K-1 (Form 1065). These distributions are not included in the partner’s net earnings from self-employment under section 1402(a) because the distributions under section 731 do not affect a partner’s distributive share of partnership income or loss under section 702(a)(8). The partner, if an eligible individual as defined in section 223(c)(1), is entitled under sections 223(a) and 62(a)(19) to deduct the amount of the contributions made to the partner’s HSA during the taxable year as an adjustment to gross income on his or her federal income tax return."

But how does one actually do this within ProConnect?  

The 1065 doesn't change . . . the funds count as a distribution. 

But how do we hand-edit the K-1 . . . to make that distribution to the partner non-taxable?  Would it be under the "Schedule K-1 Miscellaneous" section?

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    1 reply

    sjrcpa
    Level 15
    March 27, 2025

    You don't try to change the K-1.

    Enter that amount as an HSA contribution wherever such are entered in ProConnect.

    The more I know the more I don’t know.
    PU81-CPAAuthor
    Level 2
    March 31, 2025

    So the HSA distribution because it is non-deductible from the Partnership's Ordinary Business Income/Loss . . . still gets divvied up into Box 1 Non/Passive Income to the Partners and eventually flows into Self-Employment Income for all?

    In other words, even though it's an HSA contribution that gets deducted from the HSA-beneficiary's Partner's Income on Part II of his Schedule 1, the Partners still get dinged for the SE tax?

    sjrcpa
    Level 15
    March 31, 2025

    Yes

    The more I know the more I don’t know.