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warrensidosky
Level 2
March 12, 2023
Question

Can client contribute maximum (or any amount) to Roth IRA filing MFJ with AGI of $240k? If yes, is it just considered non-deductible?

  • March 12, 2023
  • 1 reply
  • 3 views
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1 reply

T
TaxGuyBill
Level 15
March 12, 2023

No, not directly.  Roth contributions are never deductible, even when the contribution is allowed.

https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that-you-can-make-for-2022

 

There could be options for "backdoor" Roth IRAs though.  You should Google for more information about that.

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