Massachusetts IRA QCD limit
When putting in a QCD in screen 13.1, the federal limit for 2025 is $108,000. However, Lacerte is limiting this to $100,000 on Line 6 in the Schedule X Line 2 worksheet for Massachusetts. Massachusetts conforms to IRC as of 1/1/24 (for most things) and in 2024, it was a $105,000 limit. However, Massachusetts also notes that most IRA limits are followed to current IRC rules (confusing, eh?). Either way, Lacerte shouldn't be limiting it to $100k, as my client contributed $108k. It should either be $105k or $108k, depending on how you interpret Mass conformity. For now, I'm going to just enter the $8k as an additional charitable deduction, which has the same effect, but curious if others have seen this and have another workaround. (Or if I'm wildly off and MA is $100k....)
